December 5th, 2025

Welcome to the first Resilient Los Angeles newsletter

Hi everyone,

If you’re receiving this newsletter, you have either connected with Resilient Los Angeles (likely at our event in June), signed up for updates from Resilient Los Angeles and the LA Delta Fund, or registered your email for PILLAR, the online platform for homeowners to navigate the steps to rebuild a fire-safe, insurable home.

You’re in good company. This newsletter is read by Los Angeles homeowners and community organizations, insurance executives and leaders at home lending institutions, real estate developers and philanthropists, and municipal officials and elected politicians.

What is Resilient Los Angeles?
As an initiative of The Resiliency Company, Resilient Los Angeles is activating financial institutions, insurers, home builders, and community groups to rebuild safer, stronger, and smarter after the Eaton and Palisades fires.

We do this in three ways:

• The Resilient LA Delta Fund: The Resilient LA Delta Fund partners with banks and community organizations to provide Los Angeles homeowners with grants and loans to build back with resilience.
• PILLAR Home Rebuilding Platform: PILLAR is an online platform that helps homeowners navigate their journey to rebuild a fire-safe home and helps them tap into the funding needed to get it built.
• Convening & Partnerships: We bring together leaders across philanthropy, finance, insurance, government, community members, and developers around the new networks required to rebuild with resilience.

What to expect from the Resilient Los Angeles newsletter
This newsletter is designed to help people stay on top of the latest resilient funding opportunities, partnership announcements, upcoming events, and practical resources for rebuilding with resilience.

Here is what you can expect in each newsletter:

• Resources and guides on rebuilding with resilience
• Upcoming opportunities and events relevant to homeowners, funders, and the broader resilience ecosystem
• Updates from Resilient Los Angeles, The Delta Fund, and PILLAR

Have an idea or opportunity to discuss? Just reply to this email.

Know someone who should subscribe? Share this link.

In partnership,

Abby Ross
CEO, The Resiliency Company

Updates from Resilient Los Angeles

Since our event in June, where we brought together stakeholders to set a vision for rebuilding that would be resilient to future fire risk, we’ve built the PILLAR platform and secured commitments for the Delta Fund.

PILLAR
PILLAR is an online platform that helps homeowners:

1. Learn what makes homes insurable: We show you the building choices that protect your home and qualify you for lower insurance rates.
2. Get personalized estimates: We calculate estimates based on your specific needs.
3. Connect to funding: We match you with grants and loans to finance your rebuild.

The Delta Fund
The Resilient LA Delta Fund partners with banks and organizations in the community to provide Los Angeles homeowners with financial support to build back with resilience. The fund is designed to ensure widespread access to the financial resources needed to rebuild to the highest resilience standards and help preserve insurability. 

Homeowner insurance and federal aid programs are designed only to cover what it takes to rebuild to current code standards and reconstruct what was there before. In other words, traditional financing tools don’t cover the costs of going above code, which is what we need in Los Angeles to build safer communities.

This is what we call the “Resiliency Delta”—the financial difference between a code-compliant rebuild and rebuilding to the highest safety standard possible. The Delta Fund helps cover the gap for homeowners who have sufficient home insurance but lack the funds needed to build back stronger and safer. 

Homeowner Resources

In the next few weeks, we will be building out the Homeowner Resources page on our website. Here’s a peek into the homeowner guides and resources we’re publishing in the next month.

• What are the benefits of rebuilding a home to a fire-resilient standard?
• How can homeowners finance the additional costs to rebuild to a fire-resistant standard?
• What is the IBHS Wildfire Prepared Home Plus standard of resilience?
• When does it make sense to fully rebuild a home to a fire-resilient standard instead of making retrofits to an existing home?

From the Front Lines of Resilience in the Last 30 Days

• The first home has been rebuilt after the Los Angeles wildfires, according to an article in Politico. A two-bedroom accessory dwelling unit was completed in Altadena, replacing a garage that burned in January’s Eaton fire. Meanwhile, the first Palisades home received a certificate of occupancy, according to LAist.
  
  

• 72% of surveyed renters and 45% of surveyed homeowners are still in need of housing, per the EFC-Housing Collab Survey Report.
  
  

• See how 16 families are rebuilding after the LA Fires. As part of the ambitious new initiative Case Study: Adapt, a group of top architects is designing homes for people in need, according to an article in Architectural Digest.
  
  

• Two recent events—Rebuild LA & Design Trends Showcase and the West Edge Design Fair—brought together key stakeholders, including builders, designers, architects, and others, to share ideas on the future of home safety in a wildfire-prone state.

Start Your Fire-safe Rebuild Journey

We designed PILLAR to be a clear and easy-to-navigate path to an insurable home. We walk you through your building choices, calculate how much your resilient rebuild would cost, and then connect you with grantmakers and lenders—all directly within the platform.

Sign up today to get notified as soon as funding becomes available.

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Resilient Los Angeles